Mid-summer would traditionally be considered a prime time of the year to move home. With the recent abolition of Home Information Packs and with mortgage deals available at exceptionally low rates the signs appear promising. However, it remains to be seen how the market performs over the next few months.

The last decade was not particularly kind to first time buyers. Demand and competition for houses in the first half of the decade caused prices to rise at an alarming rate. The ‘credit crunch’ ended the seemingly endless price rises, but also resulted in mortgages becoming much more difficult to obtain as lenders demanded large deposits and adopted much tighter lending criteria.

According to fraud prevention service CIFAS, 27,000 British people fell victim to ID fraud between January and March this year. That’s more than one person every 5 minutes….

You could be considering becoming your own boss for a variety of reasons. It could stem among other things from a change in personal circumstances, a good business idea or a specific business opportunity coming your way. Whatever the reason the prospect can be exciting and supply a new challenge.

If you are a regular visitor to this page, you may have read previous articles on the wonder and potential of the world wide web.